Let Adkins Appraisal Co. take care of your home valuation needs

Every year, thousands of people in Ohio purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation systems that might seem more economical than an appraisal, the majority of lenders still want a local expert because the stakes are so high. But is securing a mortgage the only reason you should get an appraisal? Are there also situations when the services of a licensed, independent real estate professional could come in handy? Absolutely.

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Let Adkins Appraisal help you dispute your tax assessment in Butler, Clermont, Hamilton or Warren County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a previous assessment of your real estate, so if prices have declined in your area, you can challenge your assessment and save money. When building your case, an appraisal from Adkins Appraisal Co. is your best evidence. Adkins Appraisal can assist you in disputing your tax assessment.

Let Adkins Appraisal Co. help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that most lenders ask home owners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. More often than not, this added payment is bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Adkins Appraisal will produce a statement regarding the value of your home, and the price you paid for the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Adkins Appraisal Co.

A divorce can be a very daunting event for both parties, and it is often even more complicated by the troublesome decision of who gets the home. It's a good idea to order an appraisal from Adkins Appraisal so both parties are completely aware of the true market value of their home, regardless of the situation.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Adkins Appraisal Co. can assist you in relocating to or from Greater Cincinnati

We are familiar with the headaches associated with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Selling your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we report, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.