Real estate appraisal services for homeowners in Greater Cincinnati

The top seven reasons Ohio homeowners use Adkins Appraisal Co.:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge the county auditor's assessment of your property
To lower your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Ohio by determining the true market value of the real estate in question


	Need help determining the price of your home in or near Cincinnati, Ohio? Contact Adkins Appraisal Co..

At Adkins Appraisal Co., we understand the individual needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the Ken Adkins, will be objective. He'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenging property tax assessments

If you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Adkins Appraisal Co. is your strongest weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Adkins Appraisal Co., we're experienced in helping folks just like you rid themselves of unwanted PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be difficult from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Adkins Appraisal Co. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.